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by Broderick Perkins
After a landmark overhaul of federal credit laws, there's still lots of work to be done, including getting more consumers to check their credit report.
One in three consumers have no idea what's on their credit report and that could cost them money and hurt their chances at landing a mortgage, insurance or a job.
This summer, a Federal Trade Commission (FTC) statement prepared for the U.S. House of Representatives' House Committee on Financial Services, said when the feds upgraded the Fair Credit Reporting Act (FCRA) with Fair and Accurate Credit Transactions Act (FACTA) provisions, the effort included 30 rules, guidelines, compliance forms, notices, educational
campaigns, studies, and reports.
One of the most extensive regulatory overhauls in history still leaves credit reports dinged with errors. Get your credit reports. Take a look. Clean them up.
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